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Building stronger financial futures for North Carolina residents.

Bank On North Carolina works to connect everyone to safe and appropriate financial products and services.
Bank On North Carolina is a collaboration between financial institutions, community-based organizations and local government to ensure that all residents have the opportunity to be financially healthy. Together, we are working to connect people to safe, affordable, and certified banking accounts. Our members also offer services and educational resources that help empower people and families to improve their financial capability, health and independence.
5.4%
of US households are unbanked
$40K
cost of being unbanked over a lifetime
3.5%
of North Carolina residents are unbanked

Bank On National Account Standards


The CFE Fund’s Bank ON National Account Standards provide local programs with a benchmark for account partnerships with financial institutions, and include both core and recommended features.

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The Present and Future of Bank On Account Data


A report by the CFE Fund and the Federal Reserve Bank of St. Louis

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An Evaluation of Financial Empowerment Centers: Banking Status


Summary of findings about outcomes achieved through Financial Empowerment Centers.

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Our Coalition
Join us in connecting North Carolina residents to better banking products and making our state a safer, more accessible place to bank.
Bank On North Carolina members are working together to ensure that all households have access to safe and affordable bank accounts that meet their needs, allow them to increase assets, and strengthen their financial stability.
Steering Committee

Cities for Financial Empowerment Fund

City of Chicago

Economic Awareness Council

Federal Deposit Insurance Corporation

Federal Reserve Bank

Heartland Alliance/Illinois Asset Building Group

Office of the City Treasurer, City of Chicago

Financial Education Partners

Wells Fargo

First Horizon

First Citizens Bank

Coastal Federal Credit Union

First Carolina Bank

PNC

Piedmont Federal Savings Bank

Regions Bank

Bank of America

First National Bank

Community Partners

Regions Bank

First National Bank of PA

Piedmont Federal Savings Bank

North Carolina A&T

JPMorgan Chase

U.S. Bank

PNC

Carter Bank & Trust

NC Budget and Tax Center

Families Together a PLM Organization

North Carolina State University

First Carolina Bank

American National Bank and Trust

Self-Help Credit Union

New Republic Bank

City of Raleigh

Durham Technical Community College

Latino Community Credit Union

HUSTLE Winston-Salem

Financial Pathways of the Piedmont

North Carolina Bankers Association

NC Cooperative Extension

Bank of America

Bank OZK

BMO Harris

Fifth Third

LifeStore Bank

TD Bank

Truist

Wells Fargo

BANK ON CERTIFIED ACCOUNTS ARE
Safe

These accounts do not allow overdraft or non-sufficient funds fees, so you’ll never be hit with a surprise fee.
Low Cost

Certified accounts are $5 or less per month, with no unpredictable fees.
Functional

Certified accounts always allow free deposits, free withdrawals, and free bill payments.

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